Fund I - Aggressive Growth

Fund I is accessible strictly by formal request of the contributor and only for those aged 49 years and below.

Fund Details Description Asset Allocation Guideline Management Fees Manager Fees Custodian Fees Regulator Fees Total Fees Administration Fees

Fund I

Aggressive Growth
Fund I is accessible strictly by formal request of the contributor and only for those aged 49 years and below. Exposure to Variable Income Instruments 75% Asset-based Fee 1.500% 0.300% 0.225% 2.025% ₦100.00

Fund II

Balanced
Fund II is the default fund for all active contributors that are 49 years and below. Exposure to Variable Income Instruments 55% Asset-based Fee 1.200% 0.250% 0.200% 1.650% ₦100.00

Fund III

Pre-Retirement
Fund III is the default fund for active contributors that are 50 years and above. Exposure to Variable Income Instruments 20% Asset-based Fee 1.100% 0.225% 0.175% 1.500% ₦100.00

Fund IV

Retiree
Fund IV is strictly for retirees only. Exposure to Variable Income Instruments 10% Income-based Fee 5.000% 1.500% 1.000% 7.500% ₦100.00

Fund V

Micro Pension
Fund V is only for Micro Pension Fund contributors. Exposure to Variable Income Instruments 5% Income-based Fee 5.000% 1.500% 1.000% 7.500% ₦80 for contributions >₦4,000pm; ₦20 for contributions <₦4,000pm

Fund VI (A)

Non Interest (Active)
Fund VI (Active) is for those that choose to have their contributions invested in Non-interest Money and Capital Market Products. Exposure to Variable Income Instruments 55% Asset-based Fee 1.200% 0.250% 0.200% 1.650% ₦100.00

Fund VI (R)

Non Interest (Retiree)
Fund VI (Retiree) is for those that choose to have their contributions invested in Non-interest Money and Capital Market Products. Exposure to Variable Income Instruments 10% Income-based Fee 5.000% 1.500% 1.000% 7.500% ₦100.00

Select a PFA



AUM as at :
31, Dec 2023
UNIT PRICE PERFORMANCE
Pension Fund Name/PFA ₦m Month to Date YTD Since Inception Performance Date 1 year 3 years 5 years 10 years


Access ARM Pensions Fund I

Access ARM Pensions Limited

View Fund

23,852.28 0.03% 19.14% 135.20% 01-12-2024 20.30% 39.87% 88.20% Compare


CrusaderSterling Pensions Fund I

CrusaderSterling Pensions Limited

View Fund

599.39 0.30% 12.73% 120.55% 03-12-2024 13.94% 34.45% Compare


FCMB Pensions Fund I

FCMB Pensions Limited

View Fund

1,438.34 0.90% 16.93% 109.52% 05-12-2024 20.82% 40.73% 77.37% Compare


Fidelity Pension Managers Fund I

Fidelity Pension Managers Limited

View Fund

393.90 0.51% 16.82% 96.45% 05-12-2024 21.81% 37.02% 65.04% Compare


Guaranty Trust Pension Managers Fund I

Guaranty Trust Pension Managers Limited

View Fund

196.66 0.20% 15.65% 51.60% 02-12-2024 14.15% Compare


Leadway Pensure PFA Fund I

Leadway Pensure PFA Limited

View Fund

3,960.14 0.33% 16.96% 136.53% 05-12-2024 20.71% 40.31% Compare


NLPC Pension Fund I

NLPC Pension Fund Administrators Limited

View Fund

118.13 0.24% 16.28% 77.33% 05-12-2024 16.00% 14.23% 55.63% Compare


Norrenberger Pensions Fund I

Norrenberger Pensions Limited

View Fund

853.92 0.28% 8.98% 103.61% 05-12-2024 15.49% 25.28% 78.03% Compare


NPF Pensions Fund I

NPF Pensions Limited

View Fund

3,813.51 0.12% 37.19% 182.81% 05-12-2024 31.21% 56.04% 100.25% Compare


NUPEMCO Fund I

Nigerian University Pension Management Company Limited

View Fund

148.37 0.16% 9.89% 59.84% 04-12-2024 30.69% 45.46% Compare


OAK Pensions Fund I

OAK Pensions Limited

View Fund

301.12 0.06% 13.19% 121.42% 02-12-2024 14.65% 31.68% 90.44% Compare


PAL Pensions Fund I

Pensions Alliance Limited

View Fund

771.49 0.45% 16.28% 123.32% 05-12-2024 21.36% 42.63% 83.88% Compare


Premium Pension Fund I

Premium Pension Limited

View Fund

703.04 0.51% 13.66% 88.60% 05-12-2024 18.12% 37.56% 64.34% Compare


Radix Pension Managers Fund I

Radix Pension Managers Limited

View Fund

32.22 0.73% 13.33% 81.23% 04-12-2024 15.03% 20.72% 54.26% Compare


Stanbic IBTC Pension Managers Fund I

Stanbic IBTC Pension Managers Limited

View Fund

98,554.61 0.22% 16.05% 199.97% 05-12-2024 21.78% 54.99% 150.45% Compare


Tangerine APT Pensions Fund I

Tangerine APT Pensions Limited

View Fund

1,225.57 0.22% 5.17% 80.80% 05-12-2024 20.26% Compare


Trustfund Pensions Fund I

Trustfund Pensions Limited

View Fund

2,598.23 0.38% 14.61% 120.33% 05-12-2024 23.25% 41.42% 84.75% Compare


Veritas Glanvills Pensions Fund I

Veritas Glanvills Pensions Limited

View Fund

1,054.15 0.12% 17.72% 141.68% 04-12-2024 14.02% 31.74% 96.57% Compare



Select a PFA



AUM as at :
31, Dec 2023
UNIT PRICE PERFORMANCE
Pension Fund Name/PFA ₦m Month to Date YTD Since Inception Performance Date 1 year 3 years 5 years 10 years


Access ARM Pensions Fund II

Access ARM Pensions Limited

View Fund

563,268.88 0.03% 15.28% 620.86% 01-12-2024 18.67% 40.71% Compare


CrusaderSterling Pensions Fund II

CrusaderSterling Pensions Limited

View Fund

293,460.78 0.25% 19.38% 874.86% 03-12-2024 22.08% 40.71% Compare


FCMB Pensions Fund II

FCMB Pensions Limited

View Fund

368,018.56 0.58% 15.55% 675.22% 05-12-2024 18.29% 41.81% 78.21% 196.85% Compare


Fidelity Pension Managers Fund II

Fidelity Pension Managers Limited

View Fund

124,499.20 0.40% 17.19% 480.82% 05-12-2024 14.67% 29.23% 76.71% 184.56% Compare


Guaranty Trust Pension Managers Fund II

Guaranty Trust Pension Managers Limited

View Fund

37,973.44 0.26% 13.70% 430.98% 02-12-2024 16.24% Compare


Leadway Pensure PFA Fund II

Leadway Pensure PFA Limited

View Fund

464,505.63 0.50% 14.22% 569.43% 05-12-2024 17.05% 40.18% Compare


NLPC Pension Fund II

NLPC Pension Fund Administrators Limited

View Fund

144,837.06 0.14% 10.87% 605.99% 05-12-2024 11.32% 15.88% 78.19% 187.22% Compare


Norrenberger Pensions Fund II

Norrenberger Pensions Limited

View Fund

80,918.05 0.69% 11.79% 373.24% 05-12-2024 11.75% 25.01% 74.48% 172.31% Compare


NPF Pensions Fund II

NPF Pensions Limited

View Fund

720,970.88 0.11% 30.45% 280.60% 05-12-2024 21.90% 44.07% 92.85% Compare


NUPEMCO Fund II

Nigerian University Pension Management Company Limited

View Fund

42,247.48 0.18% 11.94% 71.58% 04-12-2024 14.07% 27.00% Compare


OAK Pensions Fund II

OAK Pensions Limited

View Fund

76,704.27 0.09% 15.47% 428.05% 02-12-2024 14.81% 25.58% 71.98% 179.95% Compare


PAL Pensions Fund II

Pensions Alliance Limited

View Fund

295,889.19 0.48% 21.05% 718.77% 05-12-2024 21.25% 43.70% 89.94% 215.18% Compare


Premium Pension Fund II

Premium Pension Limited

View Fund

448,826.00 0.33% 15.54% 760.16% 05-12-2024 17.88% 39.48% 81.28% Compare


Radix Pension Managers Fund II

Radix Pension Managers Limited

View Fund

5,023.26 0.38% 14.92% 301.65% 04-12-2024 13.07% 34.12% Compare


Stanbic IBTC Pension Managers Fund II

Stanbic IBTC Pension Managers Limited

View Fund

2,711,903.50 0.25% 12.95% 661.33% 05-12-2024 15.99% 36.95% 76.22% 184.42% Compare


Tangerine APT Pensions Fund II

Tangerine APT Pensions Limited

View Fund

166,253.94 1.33% 13.00% 577.54% 05-12-2024 22.16% 49.02% Compare


Trustfund Pensions Fund II

Trustfund Pensions Limited

View Fund

360,160.13 0.48% 13.22% 608.58% 05-12-2024 17.43% 39.50% 88.21% 181.46% Compare


Veritas Glanvills Pensions Fund II

Veritas Glanvills Pensions Limited

View Fund

83,816.59 0.11% 12.73% 469.42% 04-12-2024 12.36% 35.03% 81.29% Compare



Select a PFA



AUM as at :
31, Dec 2023
UNIT PRICE PERFORMANCE
Pension Fund Name/PFA ₦m Month to Date YTD Since Inception Performance Date 1 year 3 years 5 years 10 years


Access ARM Pensions Fund III

Access ARM Pensions Limited

View Fund

403,669.50 0.04% 14.13% 116.81% 01-12-2024 13.88% 38.47% Compare


CrusaderSterling Pensions Fund III

CrusaderSterling Pensions Limited

View Fund

136,037.13 0.25% 14.67% 137.92% 03-12-2024 19.17% 42.78% Compare


FCMB Pensions Fund III

FCMB Pensions Limited

View Fund

200,177.31 0.33% 13.65% 106.70% 05-12-2024 13.88% 36.91% 74.79% Compare


Fidelity Pension Managers Fund III

Fidelity Pension Managers Limited

View Fund

28,496.82 0.34% 16.43% 130.41% 05-12-2024 13.92% 29.52% 88.67% Compare


Guaranty Trust Pension Managers Fund III

Guaranty Trust Pension Managers Limited

View Fund

5,937.86 0.20% 13.26% 123.53% 02-12-2024 11.53% Compare


Leadway Pensure PFA Fund III

Leadway Pensure PFA Limited

View Fund

273,376.00 -1.38% 11.59% 99.51% 05-12-2024 12.96% 34.49% Compare


NLPC Pension Fund III

NLPC Pension Fund Administrators Limited

View Fund

155,680.39 0.17% 9.14% 115.51% 05-12-2024 10.63% 20.66% 88.40% Compare


Norrenberger Pensions Fund III

Norrenberger Pensions Limited

View Fund

30,962.76 0.34% 11.62% 101.03% 05-12-2024 13.51% 34.82% 72.44% Compare


NPF Pensions Fund III

NPF Pensions Limited

View Fund

220,747.36 0.13% 29.64% 157.84% 05-12-2024 21.96% 46.49% 92.42% Compare


NUPEMCO Fund III

Nigerian University Pension Management Company Limited

View Fund

115,716.48 0.18% 12.44% 79.84% 04-12-2024 12.62% 27.35% Compare


OAK Pensions Fund III

OAK Pensions Limited

View Fund

81,106.51 0.09% 12.96% 97.41% 02-12-2024 13.75% 21.27% 68.26% Compare


PAL Pensions Fund III

Pensions Alliance Limited

View Fund

134,094.53 0.30% 14.71% 114.11% 05-12-2024 15.17% 38.41% 78.09% Compare


Premium Pension Fund III

Premium Pension Limited

View Fund

402,067.59 0.25% 12.72% 105.47% 05-12-2024 12.99% 34.17% 72.39% Compare


Radix Pension Managers Fund III

Radix Pension Managers Limited

View Fund

971.10 0.39% 13.81% 131.29% 04-12-2024 15.88% 36.44% Compare


Stanbic IBTC Pension Managers Fund III

Stanbic IBTC Pension Managers Limited

View Fund

1,862,363.88 0.20% 11.98% 109.58% 05-12-2024 9.60% 39.31% Compare


Tangerine APT Pensions Fund III

Tangerine APT Pensions Limited

View Fund

74,441.55 0.25% 11.12% 128.85% 05-12-2024 15.13% Compare


Trustfund Pensions Fund III

Trustfund Pensions Limited

View Fund

246,404.23 0.31% 13.39% 103.10% 05-12-2024 13.30% 34.66% 72.75% Compare


Veritas Glanvills Pensions Fund III

Veritas Glanvills Pensions Limited

View Fund

38,580.49 0.14% 13.44% 115.54% 04-12-2024 11.25% 34.74% 80.24% Compare



Select a PFA



AUM as at :
31, Dec 2023
UNIT PRICE PERFORMANCE
Pension Fund Name/PFA ₦m Month to Date YTD Since Inception Performance Date 1 year 3 years 5 years 10 years


Access ARM Pensions Fund IV

Access ARM Pensions Limited

View Fund

191,435.34 0.04% 13.65% 535.72% 01-12-2024 13.81% 40.39% Compare


CrusaderSterling Pensions Fund IV

CrusaderSterling Pensions Limited

View Fund

58,592.28 0.17% 14.01% 545.52% 03-12-2024 13.76% 39.74% Compare


FCMB Pensions Fund IV

FCMB Pensions Limited

View Fund

58,498.80 0.26% 12.77% 485.63% 05-12-2024 11.94% 34.31% 71.60% 211.96% Compare


Fidelity Pension Managers Fund IV

Fidelity Pension Managers Limited

View Fund

8,424.48 0.20% 12.86% 465.93% 05-12-2024 9.95% 25.23% 78.25% 221.76% Compare


Guaranty Trust Pension Managers Fund IV

Guaranty Trust Pension Managers Limited

View Fund

1,722.83 0.15% 10.63% 337.40% 02-12-2024 10.40% Compare


Leadway Pensure PFA Fund IV

Leadway Pensure PFA Limited

View Fund

66,296.19 0.18% 12.29% 509.09% 05-12-2024 12.84% 37.32% Compare


NLPC Pension Fund IV

NLPC Pension Fund Administrators Limited

View Fund

64,511.02 0.16% 9.78% 532.53% 05-12-2024 9.58% 23.48% 89.55% 244.37% Compare


Norrenberger Pensions Fund IV

Norrenberger Pensions Limited

View Fund

4,756.01 0.18% 12.37% 445.44% 05-12-2024 11.93% 32.46% 70.05% 194.96% Compare


NPF Pensions Fund IV

NPF Pensions Limited

View Fund

88,533.51 0.13% 16.87% 178.92% 05-12-2024 15.59% 37.41% 85.64% Compare


NUPEMCO Fund IV

Nigerian University Pension Management Company Limited

View Fund

8,907.72 0.12% 12.56% 51.13% 04-12-2024 11.83% 32.47% Compare


OAK Pensions Fund IV

OAK Pensions Limited

View Fund

20,582.04 0.09% 13.65% 568.19% 02-12-2024 15.14% 35.18% 80.29% 244.71% Compare


PAL Pensions Fund IV

Pensions Alliance Limited

View Fund

71,896.28 0.22% 13.02% 513.74% 05-12-2024 13.35% 37.30% 78.05% 230.00% Compare


Premium Pension Fund IV

Premium Pension Limited

View Fund

119,512.23 0.21% 12.56% 493.73% 05-12-2024 12.30% 34.49% 67.30% Compare


Radix Pension Managers Fund IV

Radix Pension Managers Limited

View Fund

658.42 0.09% 10.35% 234.50% 04-12-2024 10.18% 23.16% Compare


Stanbic IBTC Pension Managers Fund IV

Stanbic IBTC Pension Managers Limited

View Fund

429,321.75 0.18% 12.60% 630.10% 05-12-2024 12.94% 36.77% 76.55% 250.02% Compare


Tangerine APT Pensions Fund IV

Tangerine APT Pensions Limited

View Fund

10,983.83 0.16% 11.51% 487.55% 05-12-2024 12.15% 27.76% Compare


Trustfund Pensions Fund IV

Trustfund Pensions Limited

View Fund

93,370.27 0.21% 12.49% 452.48% 05-12-2024 11.35% 34.56% 70.62% 239.74% Compare


Veritas Glanvills Pensions Fund IV

Veritas Glanvills Pensions Limited

View Fund

13,998.47 0.15% 13.09% 543.17% 04-12-2024 11.07% 34.77% 86.75% Compare



Select a PFA



AUM as at :
31, Dec 2023
UNIT PRICE PERFORMANCE
Pension Fund Name/PFA ₦m Month to Date YTD Since Inception Performance Date 1 year 3 years 5 years 10 years


Access ARM Pensions Fund V

Access ARM Pensions Limited

View Fund

5.09 0.05% 19.70% 60.78% 01-12-2024 14.61% Compare


CrusaderSterling Pensions Fund V

CrusaderSterling Pensions Limited

View Fund

3.13 0.16% 14.81% 53.42% 03-12-2024 11.04% Compare


FCMB Pensions Fund V

FCMB Pensions Limited

View Fund

12.08 0.18% 12.74% 63.72% 05-12-2024 12.97% 36.11% Compare


Fidelity Pension Managers Fund V

Fidelity Pension Managers Limited

View Fund

48.45 0.24% 15.87% 65.10% 05-12-2024 11.91% 32.38% Compare


Guaranty Trust Pension Managers Fund V

Guaranty Trust Pension Managers Limited

View Fund

5.09 0.12% 16.68% 58.64% 02-12-2024 9.14% Compare


Leadway Pensure PFA Fund V

Leadway Pensure PFA Limited

View Fund

10.66 0.78% 0.00% 57.24% 05-12-2024 Compare


NLPC Pension Fund V

NLPC Pension Fund Administrators Limited

View Fund

4.01 0.24% 17.62% 69.99% 05-12-2024 15.09% 40.53% Compare


Norrenberger Pensions Fund V

Norrenberger Pensions Limited

View Fund

7.37 0.20% 12.20% 40.85% 05-12-2024 5.98% Compare


OAK Pensions Fund V

OAK Pensions Limited

View Fund

0.13% 20.52% 66.01% 02-12-2024 14.06% Compare


PAL Pensions Fund V

Pensions Alliance Limited

View Fund

11.19 0.28% 18.20% 73.07% 05-12-2024 13.14% 35.29% Compare


Premium Pension Fund V

Premium Pension Limited

View Fund

33.92 0.27% 16.39% 55.68% 05-12-2024 11.22% 28.64% Compare


Radix Pension Managers Fund V

Radix Pension Managers Limited

View Fund

0.24 0.18% 4.59% 13.23% 04-12-2024 -2.99% 7.24% Compare


Stanbic IBTC Pension Managers Fund V

Stanbic IBTC Pension Managers Limited

View Fund

382.94 0.23% 17.87% 92.50% 05-12-2024 17.68% 45.59% Compare


Tangerine APT Pensions Fund V

Tangerine APT Pensions Limited

View Fund

17.01 0.19% 11.56% 45.73% 05-12-2024 12.27% Compare


Trustfund Pensions Fund V

Trustfund Pensions Limited

View Fund

13.82 0.30% 19.33% 72.15% 05-12-2024 14.25% Compare


Veritas Glanvills Pensions Fund V

Veritas Glanvills Pensions Limited

View Fund

31.16 0.20% 14.43% 71.11% 04-12-2024 14.49% Compare



Select a PFA



AUM as at :
31, Dec 2023
UNIT PRICE PERFORMANCE
Pension Fund Name/PFA ₦m Month to Date YTD Since Inception Performance Date 1 year 3 years 5 years 10 years


Access ARM Pensions Fund VI (A)

Access ARM Pensions Limited

View Fund

17,459.29 0.04% 13.80% 48.97% 01-12-2024 13.22% Compare


CrusaderSterling Pensions Fund VI (A)

CrusaderSterling Pensions Limited

View Fund

194.20 0.17% 18.03% 45.40% 03-12-2024 17.48% Compare


FCMB Pensions Fund VI (A)

FCMB Pensions Limited

View Fund

2,732.79 0.38% 15.43% 47.52% 05-12-2024 13.05% Compare


Fidelity Pension Managers Fund VI (A)

Fidelity Pension Managers Limited

View Fund

90.67 0.15% 14.44% 43.72% 05-12-2024 Compare


Guaranty Trust Pension Managers Fund VI (A)

Guaranty Trust Pension Managers Limited

View Fund

49.03 0.10% 12.90% 32.45% 02-12-2024 9.28% Compare


Leadway Pensure PFA Fund VI (A)

Leadway Pensure PFA Limited

View Fund

520.72 0.41% 0.00% 38.87% 05-12-2024 Compare


NLPC Pension Fund VI (A)

NLPC Pension Fund Administrators Limited

View Fund

859.72 0.30% 14.99% 56.86% 05-12-2024 14.41% Compare


Norrenberger Pensions Fund VI (A)

Norrenberger Pensions Limited

View Fund

292.62 0.26% 13.17% 31.89% 05-12-2024 8.63% Compare


NUPEMCO Fund VI (A)

Nigerian University Pension Management Company Limited

View Fund

744.63 -0.25% 12.01% 50.21% 04-12-2024 23.93% Compare


OAK Pensions Fund VI (A)

OAK Pensions Limited

View Fund

0.13% 19.03% 35.39% 02-12-2024 9.87% Compare


PAL Pensions Fund VI (A)

Pensions Alliance Limited

View Fund

0.74% 16.82% 44.70% 05-12-2024 Compare


Premium Pension Fund VI (A)

Premium Pension Limited

View Fund

5,870.68 0.29% 14.93% 46.30% 05-12-2024 12.06% Compare


Stanbic IBTC Pension Managers Fund VI (A)

Stanbic IBTC Pension Managers Limited

View Fund

12,153.46 0.28% 15.76% 52.39% 05-12-2024 14.44% 31.64% Compare


Tangerine APT Pensions Fund VI (A)

Tangerine APT Pensions Limited

View Fund

827.49 0.26% 4.27% 24.49% 05-12-2024 13.74% Compare


Trustfund Pensions Fund VI (A)

Trustfund Pensions Limited

View Fund

0.58% 18.05% 51.15% 05-12-2024 Compare


Veritas Glanvills Pensions Fund VI (A)

Veritas Glanvills Pensions Limited

View Fund

552.80 0.18% 14.33% 41.93% 04-12-2024 10.40% Compare



Select a PFA



AUM as at :
31, Dec 2023
UNIT PRICE PERFORMANCE
Pension Fund Name/PFA ₦m Month to Date YTD Since Inception Performance Date 1 year 3 years 5 years 10 years


Access ARM Pensions Fund VI (R)

Access ARM Pensions Limited

View Fund

2,433.63 0.04% 14.70% 51.01% 01-12-2024 13.13% Compare


FCMB Pensions Fund VI (R)

FCMB Pensions Limited

View Fund

467.38 0.27% 13.29% 41.80% 05-12-2024 12.37% Compare


Fidelity Pension Managers Fund VI (R)

Fidelity Pension Managers Limited

View Fund

0.00% 0.00% 4.72% 05-12-2024 Compare


Leadway Pensure PFA Fund VI (R)

Leadway Pensure PFA Limited

View Fund

80.14 0.35% 0.00% 33.10% 05-12-2024 Compare


NLPC Pension Fund VI (R)

NLPC Pension Fund Administrators Limited

View Fund

26.78 0.00% 06-11-2024 Compare


Norrenberger Pensions Fund VI (R)

Norrenberger Pensions Limited

View Fund

48.17 -0.01% 11.41% 20.68% 05-12-2024 7.92% Compare


NUPEMCO Fund VI (R)

Nigerian University Pension Management Company Limited

View Fund

26.19 0.00% 06-11-2024 Compare


PAL Pensions Fund VI (R)

Pensions Alliance Limited

View Fund

0.32% 13.99% 35.90% 05-12-2024 Compare


Premium Pension Fund VI (R)

Premium Pension Limited

View Fund

1,341.45 0.27% 16.97% 50.78% 05-12-2024 13.16% Compare


Stanbic IBTC Pension Managers Fund VI (R)

Stanbic IBTC Pension Managers Limited

View Fund

573.09 0.23% 15.23% 45.64% 05-12-2024 13.65% 26.39% Compare


Tangerine APT Pensions Fund VI (R)

Tangerine APT Pensions Limited

View Fund

60.75 0.14% 8.07% 24.54% 05-12-2024 10.00% Compare


Veritas Glanvills Pensions Fund VI (R)

Veritas Glanvills Pensions Limited

View Fund

102.03 0.16% 12.59% 39.80% 04-12-2024 11.48% Compare



Our data and information provided is based on public data, our regulatory intelligence effort, from our archives, and other public sources such as from Fund Managers, FMAN, Pension Fund Administrators (PFAs), PenOp, etc. We have taken care to ensure that the information is correct, but MoneyCounsellors neither warrants, represents, nor guarantees the information's contents, nor does it accept responsibility for any errors, inaccuracies, omissions, or inconsistencies contained herein. Because past performance does not predict future performance, it should not be used to make an investment decision. We make no product recommendations. No news or research item should be interpreted as a personal recommendation to buy, sell, or switch any investment. Investments and the income generated by them rise and fall in value, so you may receive more or less than you invested.

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